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Daily Poll 176: Do you budget?
I have been budgeting for almost a year now and I’m doing a lot better financially due to that decision. A lot of people in the US live paycheck to paycheck due to not planning and just spending money whenever, wherever and for whatever reason they feel like. I’ve still done pretty stupid things with money since I started budgeting but at least I have a plan. That is just me. What about you guys? Don’t forget to vote on the poll and to comment below!
https://www.supersurvey.com/poll4344095x548F4817-136
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2 Replies
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I do for sure. I follow Dave Ramsey’s money principles and am out of debt with a 6 month emergency fund and now saving for retirement and a house.
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With the spending tracker app, I’m able to be frugal with my spending, see where my money is going, adjust accordingly, and accumulate my bank account. Though, it is difficult to minimize my spending because I do not achieve the same income each week.
Still, the app has helped me to control my spending.